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Personal Credit Needs

Here at Chattahoochee Bank of Georgia, we offer a wide range of loan products to assist with all of your personal loan needs. We will strive to do our best to offer you competitive interest rates, efficient and friendly service, and a process that is both simple and quick.  Our products offered include:

Personal Lines of Credit

  • Unsecured
  • Variable Rate of Interest
  • Advance on your line at any time
  • Link to an approved Chattahoochee Bank checking account for overdraft protection
  • Access your account via telephone, internet banking, or a visit to our local branch

Overdraft Protection Line of Credit

  • Unsecured
  • Your line of credit is automatically charged any overdraft amounts on your checking account – up to your available credit limit
  • You pay a small transfer fee and avoid costly overdraft fees

Vehicle Loans – Car, truck, boat, recreational vehicle, etc.

  • New and Used Car Financing
  • Choose from terms up to sixty months

Home Equity Line of Credit

  • Money can be used however you see fit
  • No closing costs on lines of credit of $100,000. or less
  • No annual fee
  • Interest may be tax deductible

Consult your tax adviser about the deductibility of interest.  Offer subject to credit approval.  Offer subject to change.  Other legal requirements must be met.  Full disclosures available at application.

Talk to a Chattahoochee Bank representative today regarding your financing options by calling (770) 536-0607 or visit our local office.

 
 

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To contact us by phone, please dial: (770)536-0607

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Chattahoochee Bank of Georgia is participating in the FDIC’s Transaction Account Guarantee Program. All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”).  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.