Free Interest Checking
- No monthly maintenance fee
- Earn interest with a daily balance of $1,000 or more
- Free first order of standard checks
Premium Checking*
- Minimum daily balance requirement of $10,000
- $15 monthly maintenance fee if the daily balance requirement is not maintained
- Service charge is waived for our customers 50 years of age or better
- Free standard checks
- No fee for official bank checks and Traveler’s Card
Charter Club Checking*
- Combined personal and business demand deposit account balance of $25,000 or a Chattahoochee Home Equity Line of Credit with a minimum line amount of $75,000 is required
- $25 monthly maintenance fee if the minimum balance requirements are not maintained
- Preferred interest rate on the Charter Club checking account
- Free Charter Club checks
- No fee for official bank checks and Traveler’s Card
- Free 3x10 safe deposit box, if available, or equivalent credit towards a larger box ($35 value)
All deposit accounts include FREE Internet Banking and Bill Pay service.
We also offer debit cards with ABSOLUTELY NO FEES for use at ANY ATM. We pay the service charge for you!
*Interest compounds daily and is earned on the daily ledger balance
All checking accounts require a $100 minimum opening deposit.