Organizers and Directors

Pictured L to R: Seated - Missy Dimo, Chairman Wendell Starke, Chairman Emeritus Jim Walters, Jody Lail, and Jeff Gay. Standing - Jimmy Adams, Jack Hough, Billy Rogers, Rob Fowler, Stephen Starke, Brian Daniel, Len Dorminey, Austin Edmondson, Doug McMahan and Greg Barrett.

James J. Adams, director, is President of Adams Data Management, Georgia’s largest independent off-site records management company.  He also manages numerous real estate holding companies and serves as Vice President of Adams Transfer & Storage Co., Inc., with locations in Gainesville, Georgia, and Atlanta, Georgia.  Mr. Adams has worked in the family-owned business for 24 years, where he manages the office and household goods relocation company.  Mr. Adams earned his B.B.A. from the University of Georgia.  Mr. Adams is a member of the First Baptist Church of Gainesville and is active with several community and business organizations.  He is the past Chairman of the Greater Hall Chamber of Commerce, past Chairman of the National Records Centers, Inc., a member of the Professional Records Information Service Management International Board, member of the Northeast Georgia Medical Center Advisory Board, member of the Hall County Development Authority, former Chairman of the Gainesville-Hall County Economic Development Council, former member of the Regions Bank of Gainesville Advisory Board, member of the Gainesville Rotary Club, a former member of the Gainesville Jaycees and a past participant in Leadership Georgia, and Leadership Hall County, as well as a recent graduate of the Atlanta Regional Commission’s Leadership Institute.

Gregory D. Barrett, director, is our Senior Vice President and Chief Administrative Officer.

C. Brian Daniel, director, is President of Carroll Daniel Construction Company, a general contracting and construction management firm located in Gainesville. Mr. Daniel earned his B.S. in Management from Auburn University and his M.S. in Building Construction from Southern Polytechnic State University. He is a member of First Baptist Church of Gainesville and is affiliated with a number of community and business organizations. Mr. Daniel serves as a Board Member of the Greater Hall Chamber of Commerce, past Chairman and current Board Member of Challenged Child and Friends and a Board Member of the Georgia Branch of the Associated General Contractors. Mr. Daniel is a graduate of Leadership Hall County, and is active in the United Way of Hall County, Young Presidents Organization, and the Gainesville Kiwanis Club.

Missy Dimo, director, is a partner with Dimo Group, Inc., a local retail jewelry company. Before receiving her degree from The Gemological Institute of America, she began her career managing one of the successful retail jewelry stores owned by her father in the very competitive jewelry district of Istanbul, Turkey. She currently supervises the accounting function of the Dimo Group and manages the Dimo family real estate holdings. 

Robert L. Fowler, Jr., director, is a partner and Executive Vice President of Turner, Wood and Smith, Northeast Georgia’s largest independent insurance agency.  In this capacity, Mr. Fowler specializes in employee benefits/group health insurance and carries the Chartered Life Underwriter (CLU) and Registered Health Underwriter (RHU) professional designations.  Prior to his insurance career, Mr. Fowler held several positions in the Military Intelligence Branch of the United States Army and was the Commander of the 212th Transportation Co. while in the United States Army Reserves.  Mr. Fowler is a Distinguished Military Graduate of North Georgia College and State University and earned his Masters in Management from Webster University.  Mr. Fowler is a member of the Gainesville First United Methodist Church and is affiliated with many community and business organizations.  Mr. Fowler is a past Chairman of the Greater Hall Chamber of Commerce, current Chairman of VISION 2030, former Chattahoochee County Club President, Leadership Georgia, Class of 2006, Leadership Hall County, Class of 1997, and currently serves on the board of Rehabilitation Industries of Northeast Georgia (RING), the Salvation Army Board of Advisors, the Board Member of Boy Scouts of America, the Northeast Georgia Council, and is a member of the Gainesville Rotary Club.

Jeffrey D. Gay, director, is an owner of Protein Products, Inc., a fish rendering company headquartered in Gainesville, Georgia.  Mr. Gay earned his B.S. in Management from North Georgia College. He is a member of Gainesville First United Methodist Church and is active in national trade associations. Mr. Gay currently serves on the board of the National Renders Association, has previously served on several National Renders Committees, and is a past Board member of the Chattahoochee County Club.  

James J. Hough, director, is the President and Chief Executive Officer of MSE Hospitality Holdings which he founded in 1987, located in Gainesville, Georgia.  MSE Hospitality manages numerous restaurants along the east coast of the United States.  Mr. Hough earned his B.S. in accounting from University of Alabama/Athens State College.  Mr. Hough served in Military Intelligence for the United States Air Force prior to joining Central Bank (now Compass Bank) in Huntsville, Alabama.  While at Central Bank, he served as a Commercial Loan Officer, Senior Credit Officer, Senior Loan Exam Officer, and graduated from the Graduate School of Banking at Louisiana State University.  Mr. Hough is a member of Gainesville First United Methodist Church and the Gainesville Rotary Club.

Charlie J. Lail, Jr., director, is our President and Chief Executive Officer.

Douglas L. McMahan, director, is the former owner of McMahan Transportation, Co., Inc. and Truck Service, Inc. and, before his retirement, was a partner with Tri-Gas & Oil Co., Inc.  McMahan Transportation was a general commodities carrier hauling mostly perishable commodities nationwide.  Truck Services, Inc. provided maintenance and repair services for McMahan Transportation and other carriers.  Tri-Gas & Oil Co. is a retail and wholesale distributor of petroleum products.  Mr. McMahan is a member of Gainesville First United Methodist Church.

Raleigh T. Robinson, director, is CEO of Walters Management Company, an organization with over one hundred offices in Georgia, Texas, Tennessee and Alabama. Originally from Bainbridge, Georgia, Robinson studied economics at Bainbridge College and founded Loan South Finance Corporation in 1996 with thirteen offices in Georgia and Alabama. He is well connected in the Consumer Finance industry, serving as past president of Georgia Installment Lenders Association and board member on the Texas Consumer Finance Association, Alabama Lenders Association, and the Tennessee Independent Finance Association. Locally, he serves on the Board of Trustees at Lakeview Academy and is Vice Chair of the Board of Trustees at Elachee Nature Center.
William L. Rogers, Jr., director, was appointed Georgia Real Estate Commissioner in January 2011 and is the CEO of the Georgia Real Estate Appraisers Board. Prior to his appointment, he was a partner with the law firm of Whelchel, Dunlap, Jarrard & Walker, LLP, concentrating his practice in real estate and banking law. A 1968 graduate of Emory University with a B.A. in history, Rogers earned his J.D. from the University of Georgia School of Law in 1971, where he was a member of the Georgia Law Review and a legal writing instructor. That same year, he was admitted to the State Bar of Georgia. He is a member of the Gainesville-Northeastern Bar Association, serving as President from 1988-1989. He has also served on the Executive Committee of the Real Property Section of the State Bar of Georgia, of which he is a member. Active in the local community, Rogers is a past president of the United Way of Hall County, a past president of the Kiwanis Club of Gainesville, a past director of the Gainesville-Hall County Chamber of Commerce, and a fund raiser for the Laurel Society of The Medical Center Foundation.

Stephen W. Starke, director, is our Executive Vice President and Chief Credit Officer.

Wendell M. Starke is our Chairman of the Board of Directors. He was a founding partner and is the former Chairman and Chief Investment Officer of Atlanta-based INVESCO, Inc., one of the nation’s largest investment management firms.  Currently, Mr. Starke owns and manages The Starke Companies, a company managing a group of 11 radio stations, a ranch and aquaculture business in Idaho, and real estate developments and property management in Georgia, North Carolina, and Idaho.  Mr. Starke earned his B.S. in Finance and MBA from Auburn University and carries the Chartered Financial Analyst and Chartered Investment Counselor designations.  Mr. Starke is a former board member of Boys Town, a former Trustee of Father Flanagan’s Fund for Needy Children, past Chairman and Life Member of State YMCA of Georgia, past member of the Norfolk Southern Corporation Advisory Board, and past President of the Atlanta Society of Financial Analysts. 

James A. Walters, Chairman Emeritus, is President and CEO of Walters Management Company in Gainesville, Georgia, which provides oversight and management for over 100 consumer finance companies located in Georgia, Tennessee, and Texas.  In addition, Walters Management Company manages several income producing properties and real estate related entities.  Mr. Walters is a former Director of First National Bank of Gainesville and its holding company, First National Bancorp.  Subsequent to the sale of First National to Regions Bank, Mr. Walters continued to serve as an Advisory Board Member of Regions Bank of Gainesville.  Mr. Walters is the current Chairman of the Board of the Georgia Department of Natural Resources, and sits on the boards of Northeast Georgia Medical Center Foundation, Elachee Nature Center, the Texas Consumer Finance Association, and is a past President and current Director the Georgia Industrial Loan Association.  Mr. Walters is a former board member of the United Way and American Financial Services Association.  In addition, Mr. Walters is active with the Boys and Girls Club, Y.M.C.A, and the Rotary Club of Gainesville.


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